The Oldham family have three sons, two of whom have been diagnosed with autism. Both sons have benefited from home-based, one-on-one Applied Behavior Analysis Therapy (ABA). The therapy costs $7000 a month per child for the recommended 40 hours a week. They live in Virginia, a state that does not currently mandate medical insurance to pay for ABA services. The family cannot afford to pay for the cost of the services for both boys. As you watch this video, think about the ethical issues related to requiring insurance companies to pay for this expense.

This family faces a major dilemma. What do you think they should do?

There are two sides to the ethical issues. What are your thoughts on these two different perspectives? Which of the two would you support?