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The oneyear mortality rate for a 30yearold nonsmoking male client is 0.2%. The insurance company's discount rate is 5%. The load is equal to $150.

The oneyear mortality rate for a 30yearold nonsmoking male client is 0.2%. The insurance company's discount rate is 5%. The load is equal to $150. The client wishes to purchase $250,000 of life insurance. The net premium for one year is closest to

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