The on-going pandemic i.e. Covid - 19 has affected the global financial market substantially. Major economies have announced the emergencies in their countries. Many manufacturing units have stopped the production of goods in many countries. RBI had announced the moratorium for six months and relaxed the borrowers from paying regular payments to banks. Recently, The Governor of RBI has warned of higher bad loans as a direct fallout of the pandemic.

1. Comment on the effect of Covid -19 on the market price of banking shares and non-performing assets.
2. Comment on the bank's future plans of action to minimize the impact of non-performing assets on investors in securities market.