The on-line access computer service industry is growing at an extraordinary rate. Current estimates suggest that only 20% of the home-based computers have access to on-line services. This number is expected to grow quickly over the next 5 years. Suppose 20 people with home-based computers were randomly and independently sampled. Find the probability that fewer than 5 of those sampled currently have access to on-line services.(Your answer should be in the format 0.xxxx OR xx.xx%)