The Ontario Human Rights Code does not prohibit discrimination on the basis of

		Family status
		Personal appearance
		Marital status
		Gender identity

Saviano owes $175,000.00 in credit card and line of credit debt. He does not know what to do. He wants to pay his debts, but wants to see if the credit card companies and bank will take less than the $175,000.00 he owes. He knows that his credit rating will be damaged as a result of his failure to pay all of his debt. What is the best solution for Saviano?

		File for a consumer proposal
		File for bankrupcy
		File for insolvency

In a personal bankrupcy, which debt is not discharged after 9 months from bankrupcy

		the debt for your student loan
		a TD visa debt
		a personal line of credit debt from bank of Montreal
		a debt owing to your dentist