The overall average annual rate of inflation is about 3.25 percent. So you would have to spend

25, 000 x (1 + 0.0325)30 =65,269 per year to maintain your standard of living 30 years from now

25,000 is the present Value of my expenses

30 is how many years from now

I am looking for the future value given that my expenses will appricate @ 3.25 percent a year.

Im not making the connection of how to set this up for 30 years

25,000 x (30 + 3.25) ?

Please help me Ma'am or Sir