The owner of a small furniture manufacturer is retiring and is interested in selling the business to her fifteen employees. The firm owns all its building and equipment and has an inventory of wood, finished products the company values at $50,000.00 and an existing mortgage loan with a $100,000.00 balance. The owner is asking $1,000,000.00 for the business and all its assets. Assuming the employees do not simply have $1,000,000.00 cash on hand, identify and explain which source(s) of financing could support this transaction.