The pandemic is driving people to acknowledge that financial literacy is necessary survival skill without which they would face hardships, especially when a global or personal crisis happens. Haris and his wife Ropa, have watched their savings account slowly decrease since the pandemic strikes. Their ability to accomplish short-and long-term financial goals is being strained by the rising cost of living. They desire to save money by doing part of their own planning before seeking professional help for these reasons. The information obtained by this family is listed below.

Items	Dollar
Performance bonus	2,000
Monthly salary	5,300
Savings account balance	750
Study loan outstanding balance	3,800
Honda CRV market value	65,500
Credit card balance	1,600
Part-time online drop shipper income per month	2,500
Household possessions	21,500
MacBook Air	3,200
Clothing (as at 1st Jan 2021)	1,600
Cash value of life insurance	19,000
Life insurance per month	450
Market value of residence	400,000
Quit rent due	500
Home mortgage balance	220,800
Honda CRV instalment per month	1,600
Foods per month	800
Fuel and maintenance per month	1,000
Charity	1,200
Medical insurance per year	1,800
Utilities per month	600
Household supplies per month	400
Study loan payment per month	170
Clothing purchase per month	200
Leisure and entertainment per month	300
Car loan balance	69,000
Comprehensive auto insurance	1,300
Housing loan instalment per month	1,230
Unifi per month	150
Citybank account balance	3,000
Purchase iModa Ogawa massage chair	2,500
Other expenses per month	500

1. Construct the familys balance sheet for the year ending 31^st December 2021
2. Construnt the familys cash flow for the year ended 31^st December 2021