Question
The PAP provides coverage for your covered auto. Identify the four classes of vehicles that are considered to be covered autos. 3. The PAP provides
The PAP provides coverage for your covered auto. Identify the four classes of vehicles that are considered to be covered autos. 3. The PAP provides liability coverage to four groups. Identify the four groups of persons or parties who can be insured under the PAP. 4. In addition to the policy limits and a legal defense, the PAP provides for certain supplementary payments. Briefly describe the supplementary payments that can be paid under the liability section of the PAP. 5. a. List the major exclusions that apply to liability coverage (Part A) in the PAP. b. List the major exclusions that apply to medical payments coverage (Part B) in the PAP. 6. Describe the major features of uninsured motorists coverage (Part C) in the PAP. 7. Coverage for Damage to Your Auto (Part D) in the PAP provides for two optional coverages: (1) collision coverage, and (2) other-thancollision coverage. a. What is a collision loss? Explain your answer. b. What is an other-than-collision loss? Explain your answer. c. List the major exclusions that apply to Coverage for Damage to Your Auto (Part D). 8. Coverage for Damage to Your Auto (Part D) in the PAP also covers the insured while driving a nonowned auto. a. Define the meaning of a nonowned auto. b. If the insured drives a nonowned auto on a regular basis, does the insured's PAP provide coverage? Explain your answer. 9. Explain the duties imposed on the insured after an accident or loss occurs. 10. Does the PAP cover you if you are driving a vehicle in a foreign country? Explain your answer.
Step by Step Solution
There are 3 Steps involved in it
Step: 1
Get Instant Access to Expert-Tailored Solutions
See step-by-step solutions with expert insights and AI powered tools for academic success
Step: 2
Step: 3
Ace Your Homework with AI
Get the answers you need in no time with our AI-driven, step-by-step assistance
Get Started