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The past five monthly returns for PG&E are 3.49 percent, 4.68 percent, 4.09 percent, 6.95 percent, and 3.90 percent. What is the average monthly return?

The past five monthly returns for PG&E are 3.49 percent, 4.68 percent, 4.09 percent, 6.95 percent, and 3.90 percent. What is the average monthly return? (Round your answer to 3 decimal places.)

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