The people: Joan, 49, Jeremy, 51, and their two children, 17 and 19 Monthly net income: $18,965

Assets: His TFSA $92,110; her TFSA $90,155; cash in bank $65,000; his RRSP $1,153,110; her RRSP $746,560; residence $2-million; cash in her corporation $60,000; RESP $179,000. Total: $4.4-million Monthly outlays: Property tax $875; home insurance $180; utilities, water $465; maintenance, garden $640; groceries $1,000; car insurance $355; fuel $450; parking $250; clothing $200; phones, TV, internet $370; entertainment, dining, drinks $250; hobbies, activities $100; life, disability insurance $330; gifts, donations $435; travel $1,665; RRSPs $2,900; car loan $835; TFSAs $1,000. Total: $12,300. (Surplus of $6,665 goes to saving.)

Liabilities: Car loan $34,25

Question: Thinking you are financial advisor and do it SWOT analysis (strengths , weakness, opportunities, threats) ?