The Personnel Benefits Department of the ACME company will implement a Savings Fund Plan for its employees in the month of January 2017. An employee is considering depositing RD $ 125,000 in said fund during a period of 2 years that would be paying 1% per month, in order to withdraw 12,500 RD $ at the beginning of each month according to monthly installment due. After 2 years you want to withdraw the accumulated balance. Define the cash flow and determine the available balance in the account after the 2 years have elapsed, deducting the withdrawals made.