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The premiums collected in Takaful are: Donations provided for mutual guarantee of all participants Paid for specific risk coverage of the specific policyholder Always belong

  1. The premiums collected in Takaful are:
    1. Donations provided for mutual guarantee of all participants
    2. Paid for specific risk coverage of the specific policyholder
    3. Always belong to the participants and any surplus needs to be returned to them
    4. All of the above

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