The price of a home is $320,000. The bank requires 20%, or $64,000, down payment at the time of closing. Therefore, you are financing $256,000. The cost of the home is financed with a 30-year fixed-rate mortgage at 5%. The monthly payments are $1,374. How much total interest is paid over the life of the loan? $41,220.00 O $238,640.00 O $384,000.00 $494,640.00