The price of a stock is $$78$ at the beginning of the year and $$85$ at the end of the year. If the stock paid a $$2\mathrm{.}50$ dividend and inflation was $2\mathrm{.}5\%,$ what is the real holding period return for the year? $($Use the exact formula.$)$ Do not enter $\%$ in the answer box. For example, if your answer is $0\mathrm{.}12345$ or $12\mathrm{.}345\%$ then enter as $12\mathrm{.}35$ in the answer box.