The prices and dividends for a stock at the end of each year is listed as below:

Year	Price			Dividend
0	$	59.47
1		70.12		$	1.20
2		62.26			1.45
3		71.52			1.55

What was the average annual return for the stock in the past three years? [Hint: find the annual returns for year 1, year 2, and year 3 first.]