The primary difference between the "payoff" and the "purchase and assumption" methods of handling failed banks is that the FDIC Seleccione una: O a. is less likely to use the "payoff" method when the bank is large and it fears that depositor losses may spur business bankruptcies and other bank failures. guarantees all deposits, not just those under the $250,000 limit, when it uses the "purchase and assumption" method. does both guarantees all deposits, not just those under the $250,000 limit, when it uses the "payoff" method and guarantees all deposits, not just those under the $250,000 limit, when it uses the "purchase and assumption" method of these. does both guarantees all deposits, not just those under the $250,000 limit, when it uses the "purchase and assumption" method and is less likely to use the "payoff" method when the bank is large and it fears that depositor losses may spur business bankruptcies and other bank failures of these. O d. O e. guarantees all deposits, not just