The principal of the time value of money is probably the single most important concept in financial management. One of the most frecuenthy encountered applications involves the calculation of a future value. The process for converting present values into future values is calied This process requires knowledge of the values of three of four time-yalue-of-money variables. Which of the following is not one of these variables? The trend between the present and future valus of an linvestment The duration of the deoosit (N) The interest rase (f) thas could be earned by deposited funds The present value (PV) of the amouint deposited