The private passenger auto you rented from Avis is stolen from the parking lot of the hotel in which you are staying. Avis demands not only that you pay for the auto, but also that you cover the rental income that Avis has lost due to the disappearance of the auto. You have both collision and other-than-collision coverage under Part D: Coverage for Damage to Your Auto of your PAP. Given this information, the loss of use of the rental car: is not covered under Part D since the rental car is not described in the policy Declarations is covered under Part D, but only after a waiting period of 48 hours is covered under Part D, but only up to limits of $10 per day and $300 maximum is covered under Part D because you have purchased collision coverage on "your covered auto"