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The profit margin and return on assets of each segment, explaining any significant changes that are evident: Return on Assets: 2019 - 97.89; 2018 -

The profit margin and return on assets of each segment, explaining any significant changes that are evident:

Return on Assets: 2019 - 97.89; 2018 - 94.42

Profit margin: 2019 - 3.7%; 2018 - 3.1%

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