The purpose of other-insurance provisions is to preserve contract of adhesion. eliminate the need for deductibles. preserve the principle of indemnity. preserve the principle of insurable interest. eliminate small claims. Brian purchased an unendorsed Homeowners 3 policy. Under the policy, Brian's detached garage is also covered. Which of the following statements regarding coverage on the garage is true? A) The garage is covered on a named-perils basis. B) Any losses to the garage are settled on an actual cash value basis. C) The garage is covered on an open-perils basis. D) The garage is covered under the dwelling coverage, Part A. B C A D