The purpose of this discussion is to illustrate Incoterms in a real-world case study. Read the St. Paul Guardian v. Neuromed Case and answer the following questions. If the carrier damaged the MRI, are they responsible? Do they have to pay? The contract states CIF New York. Does that mean the seller bought Marine Insurance in the buyer's name and the damage will be covered under that policy? Ultimately, what proved to the court that Neuromed was not liable for damages? The buyer was lucky. Why?