The Queen household owns a house estimated to be worth $300,000, with a mortgage of $200,000. Mortgage payments are $10,000 per year. In addition, food and other purchases per year are around $50,000 per year. Their family income has fallen due to COVID-19 layoffs to only $40,000 per year, but they expect to get their jobs and income back to $70,000 per year in a few months. Based on this information, the Queen household is with respect to their net worth but with respect to their cash flow. solvent insolvent illiquid liquid