The records of customers and their respective pizza orders, modeling a system is important for Cougar Pizza Pies as it depicts different entities and their attributes via ERM (Entity Relationship Model). There are different types of ERMs that can be applied for database design of the new system (Stephens, 2010). The ERM data models assist association to recognize what type of data is required to store or kept in the system of pizza delivery ordering system of Cougar Pizza Pies. What is the meaning of demutualization? Briefly explain the advantages of demutualization of a mutual life insurer.