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The replacement cost of Anna's home is $320,000, the contents are valued at $185,000. Your assignment is to compute the amount Ashley will collect in

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The replacement cost of Anna's home is $320,000, the contents are valued at $185,000. Your assignment is to compute the amount Ashley will collect in each of the following circumstances. (Assume each event occurs separately.) 1. Anna's house and all its contents are destroyed by a fire. It takes 6 months to rebuild the home, and Anna's additional living expenses amount to $25,000. Coverage A=$320,000 Coverage C=$175,000 Coverage D=$25,000 Total claim is $520,000 2. Anna's unattached garage burns, destroying the garage (damage =$27,000 ), the lawn-care equipment inside (damage =$2,500), and her car (ACV=20,000) Coverage B=$27,000 Coverage C=$2,500 Car is excluded from homeowners insurance Total claim =$29,500 3. Anna's elderly mother puts a turkey in the oven and forgets about it while cooking. The oven catches on fire. The fire causes $4,000 damage to her kitchen. The fire department breaks down the door which costs $1,000 to replace. The fire department successfully extinguishes the fire, but the floor needs to be replaced. It costs $4,000 to replace the floor. It costs her an additional $220 a day for 40 days for her family to live in a hotel while her kitchen is being rebuilt. Her mortgage is $2,000 a month. It costs her family $150 a day to eat out while meals at home cost $40 a day. Coverage A=$4,000 Coverage D=$22040 days +$9040 days =$8,800+$3,600=$12,400 Total Claim =$16,400 4. Anna's husband spreads rumors about their neighbor Juan that he is a drug dealer. Juan sues her husband for $50,000 for personal injury. The cost to defend the suit is $10,000. 5. Anna is walking her dog and the dog bites a 4 year old girl in the neighborhood. The girl's parents sue Anna for $25,000. The cost to defend the suit is $10,000. 6. Anna's son is playing with their neighbor Jose. Jose falls on rock in her backyard and breaks his arm. The boys parents do not sue Anna, but ask her to pay for his emergency room visit which costs $1,500. 7. During a snow storm water leaks into Anna's bathroom damaging the ceiling and walls. The cost to repair the bathroom is $5,000. 6. Anna's son is playing with their neighbor Jose. Jose falls on rock in her backyard and breaks his arm. The boys parents do not sue Anna, but ask her to pay for his emergency room visit which costs $1,500. 7. During a snow storm water leaks into Anna's bathroom damaging the ceiling and walls. The cost to repair the bathroom is $5,000. 8. Anna has termites in the basement. The termites damage the floor. It costs $2,000 to repair the floor. 9. Anna's washer shakes away from the wall during the spin cycle damaging the hose. The washer leaks on the floor and damages the ceiling on the floor below. It costs $2,000 to fix the ceiling.. 10. Anna's daughters are running a lemonade stand on a hot August day. A customer trips on the sidewalk and breaks his leg. He sues Anna for $50,000 for pain and suffering, $30,000 for medical bills, and 22,000 for lost wages. The cost to defend the suit is $15,000

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