The returns from an investment are

$4$

$\%$

$$in Year

$1$

$,$

$1$

$\%$

$$in Year

$2$

$,$

$$and

$22\mathrm{.}8$

$\%$

$$in the first half of Year

$3.$

$$Calculate the annualized return for the entire period.

$($

Round your intermediate calculations to at least

$4$

$$decimal places and final answer to

$2$

$$decimal places.

$)$