The returns on the common stock of New Image Products are quite cyclical. In a boom economy, the stock is expected to return 13% in comparison to 14% in a normal economy and a negative 18% in a recessionary period. The probability of a recession is 18% while the probability of a boom is 12%. What is the expected returns on this stock?*

a. 0.1022

b. 0.1122

c. 0.0672

d. 0.0622