The sale of mortgages would offer the thrift institution all of the following except: O A. an opportunity to reduce a high negative GAP position. O B. an opportunity to make additional mortgage loans. O C. a source of liquidity from the mortgage portfolio. O D. a source of interest income. Thrifts invest in mortgages for which of the following reasons? O A. Tax incentives provided by Congress. OB. To reduce interest rate risk. O C. They have the management expertise to specialize in mortgages. O D. Both a and c. Thrift capital ratios increased in the last few years primarily because of O A. industry consolidation OB. stock sales and earnings retention O d. declining problem loans OD. all of the above Venture capital investments are characterized by all of the following except O A. Low-risk investments with low returns OB. Serves as intermediate financing between founders' capital and the IPO OC. A share of capital appreciation OD. Substantial control over management decisions The sale of mortgages would offer the thrift institution all of the following except: A. an opportunity to reduce a high negative GAP position. O B. an opportunity to make additional mortgage loans. O C. a source of liquidity from the mortgage portfolio. OD. a source of interest income. Venture capital investments are characterized by all of the following except O A. Low-risk investments with low returns O B. Serves as intermediate financing between founders' capital and the IPO O C. A share of capital appreciation O D. Substantial control over management decisions