The second step of the personal finance strategy proposed involves making $"3$ buckets." What are the three buckets?

Question $3$ options:

Bucket $1$: Essentials; Bucket $2$: Discretionary; Bucket $3$: Savings

Bucket $1$: Needs; Bucket $2$: Wants; Bucket $3$: Extras

Bucket $1$: Food; Bucket $2$: Clothing; Bucket $3$: Travel

Bucket $1$: Family; Bucket $2$: Friends; Bucket $3$: Strangers

Bucket $1$: Vacations$/$Travel; Bucket $2$: Rent$/$Mortgage; Bucket $3$: Food