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The semi-annual loan payments are $1,974.83. Suppose you decide to pay off the loan at the end of year 4. How much would you

The semi-annual loan payments are $1,974.83. Suppose you decide to pay off the loan at the end of year 4. How 

The semi-annual loan payments are $1,974.83. Suppose you decide to pay off the loan at the end of year 4. How much would you have to pay (including the time 4 payment), assuming there are no penalties for early repayment?

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