The senior pastor of the local congregation where you attend service every Sunday is very passionate about small businesses. He has organized a seminar to empower the members of the congregation financially. Recently he discovered that you have been studying business and has invited you to be one of the speakers in the seminar. Specifically, he wants you to speak on small businesses. During the question-and-answer session, you note that many of the church members keep asking questions to do with finances.

Question A:

Thoroughly address the sources of finance that are available to the church members locally for starting new businesses or expanding existing ones (15 marks).

Question B: Before closing the session, address the importance of proper records for their small businesses to avoid problems in future (10 marks)