The Simmons family goes to the bank to cash in their accounts. Nia had her money in an account for 25 years at 4 percent interest. Akilah had her money in an account for 20 years at 5 percent interest. Shani had her money in an account for five years at 20 percent interest. If each family member originally deposited $500 in their accounts, which of them gets the most money when they cash in their accounts?