The South African Banking sector is currently made up of 63 banks distributed as follows: 29 foreign bank representatives, 13 branches of foreign banks, 14 locally controlled banks, three mutual banks and four foreign controlled banks. Three banks are currently under liquidation (South African Reserve Bank, 2023). Does it portray a banking sector that is very competitive? Discuss some of the anti-competitive practices that have been investigated by the Competition Commission of South Africa.