1. The spread between interest rates on low quality corporate bonds and US gov bonds ____.

2. Insurance companies reduce risk exposure in exchange for a portion of their insurance premiums by obtaining ____.

3. Money market mutual funds ____.

4. Assuming that the average duration of its assets is 5 years, while the average duration of its liabilities is 3 years, then a percentage point increase in interest rates will cause the net worth of first national to decline by ____ of the total original asset value

5. When a $10 check written on the first national bank of Chicago is deposited in an account at Citibank, then ___.