The Standard Offer to Purchase and Contract for approved by the North Carolina Association of REALTORS and the North Carolina Bar Association provides that the buyer may terminate the sales

contract

a. within a period specified in the contract and receive a full refund of the due diligence fee.

b.within a period specified in the contract and

receive a full refund of earnest money.

c. at any time until 14 days prior to the settlement date and receive a full refund of earnest money if the buyer cannot obtain a mortgage loan.

d. for good cause at any time prior to settlement and receive a full refund of earnest money.