The stock market can have three potential returns with the following probabilities. Note "otherwise" is whatever probability it takes for all three probabilities to sum to one. So, if the first two probabilities are each .30, then "otherwise" represents a probability of .40. \begin{tabular}{|l|l|} \hline Probability & Return \\ \hline 0.21 & -0.04 \\ \hline 0.40 & 0.05 \\ \hline otherwise & 0.16 \\ \hline \end{tabular} What is the stock market's expected return? Enter your answer in decimal form, and show 4 decimal places