The street in front of Sarah Baker's house is being

widened from two lanes to four lanes. The widening

will require the county to take approximately 10 feet of

Sarah's front yard. The county has promised to pay Sarah

$20,000 for the land being taken. Sarah's home loan is

secured by a mortgage to First Bank and Trust. You have

been requested by the attorney who represents Sarah to

review the First Bank and Trust mortgage papers to see

if that lender has any claim to the proceeds. What would

you look for in the mortgage loan documents, and what

would you expect to find?