The Sun Life Insurance company has earned Rs.125.75 crore premium from the policyholders, Rs.18.75 crore by selling insurance to other insurance companies while paid Rs. 21.5 crore of premiums. The Sun Life Insurance has paid a total commission of Rs.13.55 crore and received Rs.25 lakhs commissions from other insurance companies. Due to COVID-19, the Sun Life had to face a lot of claims. The claims by policyholders were settled by the company for an amount of 35.85 crore. However, 5.75 crore they have received from the other insurance company as claims. The company had also spent Rs. 0.75 lakhs on travel, Rs. 0.25 lakhs on legal expenses, Rs. 0.55 lakhs on rents, and Rs. 75 lakhs on salaries. The company was able to accumulate a total reserve of Rs. 25 crores, share capital of Rs.5 crore and life fund of Rs. 265 crores. The Sun Life Insurance wants to calculate the following: 1) What is the risk retention ratio of the company? 2) What is the loss ratio of company? 3) What is expense ratio? 4) What is the operating leverage of the Sun Life Insurance? The Sun Life Insurance company has earned Rs.125.75 crore premium from the policyholders, Rs.18.75 crore by selling insurance to other insurance companies while paid Rs. 21.5 crore of premiums. The Sun Life Insurance has paid a total commission of Rs.13.55 crore and received Rs.25 lakhs commissions from other insurance companies. Due to COVID-19, the Sun Life had to face a lot of claims. The claims by policyholders were settled by the company for an amount of 35.85 crore. However, 5.75 crore they have received from the other insurance company as claims. The company had also spent Rs. 0.75 lakhs on travel, Rs. 0.25 lakhs on legal expenses, Rs. 0.55 lakhs on rents, and Rs. 75 lakhs on salaries. The company was able to accumulate a total reserve of Rs. 25 crores, share capital of Rs.5 crore and life fund of Rs. 265 crores. The Sun Life Insurance wants to calculate the following: 1) What is the risk retention ratio of the company? 2) What is the loss ratio of company? 3) What is expense ratio? 4) What is the operating leverage of the Sun Life Insurance