The Table shows a bank's balance sheet. The bank has no excess reserves and there is no currency drain. Suppose the bank sells $5 million of government securities to the central bank in an open market operation. Reserves at the Fed 35 Cash in vault 5 Securities 45 Loans 95 Checkable deposits 100 Savings Deposits 80 As soon as the sale happens, the bank can create $ ____ million of new money. The bank's actual reserve ratio is _____ ? The total quantity of new money created when the bank has no excess reserves is $____ million?