The Taxes most relevant for personal financial planning are:

a$.$ Sales tax

b$.$ Estate tax

c$.$ Consumer tax

$4.$ hrome tax

QUESTION $13$

Risk is determined by

a All of the answers apply

b$.$ the property insured

C$.$ the insured $($the person buying the policy$)$

D$.$the amount of coverage

Question $14$

The annuity is

A$.$ A series of random payment in perpetuity

B$.$ A payment plan for liablities owned

C$.$ A series of regular payment at regular intervals and each payment is the same amount

D$.$a series of cash flow occuring at a random but consistent intervals