The Taylors agreed to monthly payments rounded up to the nearest $100.00 on a mortgage of $136,000.00 amortized over 15 years. Interest for the first five years was 8.5% compounded semi-annually. After 30 months, as permitted by the mortgage agreement, the Taylors increased the rounded monthly payment by 10%. How many fewer payments will the Taylors need to make to amortize the mortgage by increasing the payments?

Select one:

a. 114 payments

b. 18 payments

c. 71 payments

d. 35 payments

NEED THE FINAL ANSWER AS OPTION A B C OR D PLEASE BE SPECIFIC