The Taylors agreed to monthly payments rounded up to the nearest $100 on a mortgage of $136,000.00 amortized over 15 years. Interest for the first five years was 8.5% compounded semi-annually. Determine the mortgage balance at the end of the five-year term. Hint: First, determine the required monthly mortgage payment and then round that payment up to the nearest $100. Second, recalculate N.