The term "F.O.B., San Francisco, WIU Corp. warehouse": shifts the risk of loss to the buyer when the goods are identified to the contract. means that risk of loss will pass to the buyer once the goods reach WIU Corp.'s warehouse in San Francisco. requires the seller to insure goods for the buyer's benefit. means that the risk of loss will pass to the buyer once the goods are dispatched on their way to WIU Corp.'s warehouse in San Francisco