The termsubprime lenderwas a popular term after the financial crisis of 2008. In fact, there are many experts who believe subprime lenders were a main cause of the financial crisis since they provided mortgages to consumers who were not able to afford the loans. For this question, consider subprime lenders and traditional banks. How do the loan customers differ? What are the risks associated with these finance companies that offer lending to all customers regardless of their circumstances?