The three capital formation processes for a business are direct transfer, indirect transfer through investment bankers, and indirect transfers through an intermediary. Assume you are a small business owner who needs funds to expand your business. What are the typical source(s) of capital for these individuals and which of the three capital allocation methods would be utilized? Now assume you are a large corporation with plans to build a new factory. What are the likely sources of capital the CFO would pursue? Which of the three capital allocation methods would be utilized