the total cost of the house to be less?

Click the icon to view the table of monthly payments.

Monthly Principal and Interest Payment per $$1000$ of Mortgage

From which bank should the Ruffins take the loan?

Bank A

Bank B

$\backslash$table$[[$Number of Years,$],[$Rate $\%,10,15,20,25,30],[3\mathrm{.}0,$$$9\mathrm{.}65607,$$$6\mathrm{.}90582,$$$5\mathrm{.}54598,$$$4\mathrm{.}74211,$$$4\mathrm{.}21604$