The Truth in Lending Act requires:

A$.$ lenders must inform consumers in writing when credit is denied

B$.$ lenders to tell consumers about finance charges and costs before they make a loan so that they may compare credit costs

C$.$ creditors cannot harass delinquent debtors

D$.$ banks to maintain reserves against deposits

E$.$ lenders must provide information in writing to consumer about finance charges, costs, etc., before they make a loan