The U.S. government offers to sell you a bond for $362.45. No payments will be made until the bond matures 15 years from now, at which time it will be redeemed for $1,000. What annual interest rate would you earn if you bought this bond for $362.45? a. 7.35% b. 6.65% c. 6.32% d. 7.72% e. 7.00%