The U.S. made several attempts at having a central bank. Nevertheless, for long periods of time we did not have a central bank. Between 1791 and 1913 (124 years), we only had central banks (the First and Second Bank of the United States) for about 36 years. In spite of that, our economy grew at an impressive rate. We argued that non-central banks (like commercial banks today) played an important role in economic development. Discuss why banks were important for the economic development of the U.S.