The use ofa $100, $200, or $500 deductible is common among car insurance policies. The higherthe deductible, the lower the premium. This characteristic of car insurance is designed to address the issue of: O A. adverse selection. 0 B. uninsured drivers. 0 C. deregulation of the insurance industry. O D. moral hazard. If getting accepted into college is very difcutt because of high standards on intelligence and ability, but students learn absolutely nothing while in college, it is most likely that O A. nobody would want to go to college. 0 B. attendance sends a signal to employers regarding ability. 0 C. a college degree is not a credible signal. 0 D. they will not be hired upon graduation